The diagram below summarizes the interactions between Bond resources and APIs.
A partnership between your company and a bank is represented by
customer object and their associated
account objects are linked to the
program_id. To comply with financial regulations, you must perform a KYC check for customers before you can issue an account or card to them.
You can make instant fund transfers between accounts linked to the same
program_id. Customers can link their external bank accounts with an account in the Bond platform. ACH fund transfers between an account and an external account can take up to a few days to clear.
The '/transactions` API fetches balances and details of fund transfers for all accounts.
Bond APIs use identifiers to represent resources. Bond provides two of these identifiers when you sign up; others are generated when you execute API requests to create resources. Some identifiers are required parameters for multiple API endpoints.
The table below provides a quick reference for API fields that are used frequently across the Bond platform.
|Identifies your brand organization.||Provided by Bond when your organization signs up.|
|Card program ID represents the card program offered to customers by your brand in partnership with a bank.||Provided by Bond when your organization signs up.|
|Represents a customer resource.||Generated when you Create a customer.|
|Represents a customer's account. The customer's cards are linked to this account.||Generated when you create an account.|
|Represents a customer's card.||Generated when you create a card.|
|An account ID for linking external providers, for example, Plaid.||Generated during the linking external accounts process.|
Used in accounts and transfers endpoints.
|Bond's identifier for a customer's linked external account.||Created when you generate a Plaid Link token when linking external accounts.|
Updated about 1 year ago