Overview

Transaction types provide a granular category to classify and better understand transactions, whereas Payment types provide a high-level understanding of the money movement method.

Each of the three card payment types (card, ACHACH - Automated Clearing House. The network that coordinates electronic payments and automated money transfers. ACH is a way to move money between banks without using paper checks, wire transfers, card networks, or cash., and account) has its own list of transaction types as described in the following sections.

Card payments

The transaction types listed in the following table are all related to transactions that occur on a card network.

Transaction Type	Description
`Cash Rebate`	A cash rebate was posted to the card.
`Cash Withdrawal`	Cash was withdrawn via an ATM.
`Chargeback Credit`	A dispute has resulted in a chargeback in favor of the card holder.
`Credit Adjustment`	A tip or additional amount was added to the transaction.
`POS Cash Advance`	A cash advance was made at an in-store purchase.
`POS Purchase`	An online or in-store purchase was made.
`POS PIN Purchase`	An in-store purchase was made that involved entering a PIN.
`Pre Authorization`	A pre-authorization was initiated on the card.
`Purchase Returns`	An item that was purchased was returned.
`Repayment`	A repayment was posted to the card account.

ACH payments

The transactions types listed in the following table all result from an ACH transfer.

Transaction Type	Description
`ACH Deposit`	Money moved into your Bond account.
`ACH Withdrawal`	Money moved out of your Bond account.
`External ACH Deposit`	Money was moved from an external bank account to a Bond pseudo-DDADDA - Demand Deposit Account. Indicates that funds in the account (usually a checking or regular savings account) are available for immediate use, or on-demand. through an ACH.
`External ACH Withdrawal`	Money was moved from a Bond pseudo-DDA to an external bank account through an ACH.

Account payments

All Account transaction types occur within the Bond platform framework and do not use ACH or Card paths, which makes them instantaneous.

Transaction Type	Description
`Load Money Onto Card`	Bond provided funds to a "master" account for initial distribution.
`Card to Card Transfer`	A peer-to-peer money movement transaction was made.

For a complete specification and interactive examples, see Retrieving transactions and history in the Bond API Reference.