ACH return codes
List of possible ACH return codes.
| ACH return code | Description |
|---|---|
| R01 | Insufficient Funds |
| R02 | Account Closed |
| R03 | No Account/Unable to Locate Account |
| R04 | Invalid Account number |
| R05 | Unauthorized Corporate Debit to Consumer Account |
| R06 | Returned per ODFI Request |
| R07 | Authorization Revoked By Customer |
| R08 | Payment Stopped |
| R09 | Uncollected Funds |
| R10 | Customer Advises Not Authorized |
| R11 | Check Truncation Entry Return (Specify) |
| R12 | Account Sold to Another DFI |
| R13 | Invalid ACH Routing Number |
| R14 | Rep. Payee Deceased/Incapacitated |
| R15 | Beneficiary or Account Holder Deceased |
| R16 | Account Frozen/Entry returned per OFAC instruction |
| R17 | File Record Edit Criteria (Specify) (Not Currently Supported by CU*BASE) |
| R18 | Improper Effective Entry Date |
| R19 | Amount Field Error |
| R20 | Non-Transaction Account |
| R21 | Invalid Company Identification |
| R22 | Invalid Individual ID Number |
| R23 | Credit Entry Refused by Receiver |
| R24 | Duplicate Entry |
| R25 | Addenda Error |
| R26 | Mandatory Field Error |
| R27 | Trace number error |
| R28 | Routing number or check digit error |
| R29 | Corporate Customer Advises Not Authorized |
| R30 | RDFI not participant in check truncation program |
| R31 | Permissible Return Entry (CCD, CTX) |
| R32 | RDFI non-settlement |
| R33 | Return of XCK Entry |
| R35 | Return of improper debit entry |
| R36 | Return of improper credit entry |
| R37 | Source Document Presented for Payment (ARC, POP, BOC) |
| R38 | Stop Payment on Source Document (ARC, BOC) |
| R39 | Improper Source Document (ARC, POP, BOC) |
| R40 | Return of ENR Entry by Federal Government Agency |
| R41 | Invalid Transaction Code |
| R42 | Routing Number/Check Digit error |
| R43 | Invalid DFI Account number |
| R44 | Invalid individual ID Number/Identification number |
| R45 | Invalid Individual Name/Company Name |
| R46 | Invalid Representative Payee Indicator |
| R47 | Duplicate Enrollment |
| R50 | State Law Affecting RCK Acceptance |
| R51 | Item related to RCK entry is ineligible or RCK entry is improper |
| R52 | Stop Payment on Item (RCK) |
| R53 | Item and RCK entry presented for payment |
| R61 | Misrouted Return |
| R62 | Return of erroneous or reversing debit |
| R67 | Duplicate return |
| R68 | Untimely return |
| R69 | Field Error(s) |
| R70 | Permissible return entry not accepted/return not requested by ODFI |
| R71 | Misrouted dishonored return |
| R72 | Untimely dishonored return |
| R73 | Timely Original Return |
| R74 | Corrected Return |
| R75 | Return not a duplicate |
| R76 | No errors found |
| R77 | Non-acceptance of R62 Dishonored Return |
Updated about 3 years ago
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