Creating a business

How to create a business and add its details to the system.

To create a Business resource, use the POST /businesses operation and provide parameters, as shown in the table below.

▶ Run in Postman

ParameterTypeDescription
einstringUnique type of tax identification number used to identify the business with the IRS.
legal_business_name
required
stringFreeform, alphanumeric, legal name of the business.
dba_business_namestringFreeform, alphanumeric, "doing-business-as" name (trade name).
business_typestringSelect one of: cooperative, limited_liability_company, sole_proprietorship, partnership, limited_partnership, corporation, nonprofit_organization
date_establisheddateDate of incorporation in YYYY-MM-DD format, for example 2021-06-28
phonestringFreeform number with or without hyphens, for example +1-415-7485052
emailstringBusiness contact email of the form [email protected]
websitestringThe official website of the form www.goldfinger.com
addresses
required
arrayArray of one or more physical or mailing addresses (see addresses Object table below).
beneficial_ownersarrayArray of one or more beneficial owners (see beneficial_owners Object table below).

The addresses array within the Business object has the following structure.

address ObjectTypeDescription
address_type
required
stringEither MAILING or PHYSICAL.
street
required
stringFreeform name between 1 and 40 characters. May contain only alphanumeric and these special characters . , _ - #
street2stringFreeform name maximum 40 characters.
city
required
stringCity name, freeform between 2 and 40 characters.
state
required
stringTwo-character US state code. Non-US state code maximum 20 characters.
zip_code
required
stringFive-digit US zip code, (for example 12345) or nine-digit US zip code, (for example 12345-1234).
Non-US state code between 2 and 20 characters.
country
required
stringISO 3166-1 alpha-2 country code, maximum two characters.
is_primary
required
booleanIs this the primary address; either true or false.

The beneficial_owners array within the Business object has the following structure.

Beneficial Owners ObjectType (* Required)Description
dob
required
stringDate of birth in YYYY-MM-DD format, for example 1978-06-20.
first_name
required
stringFirst name, between 1 and 20 characters. Must start with a letter and can only contain letters, spaces, and apostrophes.
middle_namestringMiddle name, between 1 and 20 characters. Must start with a letter and can only contain letters, spaces, and apostrophes.
last_name
required
stringLast name, between 2 and 20 characters. Must start with a letter and can only contain letters, spaces, and apostrophes.
addresses
partially required
arrayOne or more official addresses, see Addresses array table above.

An example of a request to create a business resource is shown below.

curl --request POST \
     --url https://sandbox.bond.tech/api/v0.1/businesses \
     --header 'Accept: application/json' \
     --header 'Authorization: YOUR-AUTHENTICATION' \
     --header 'Content-Type: application/json' \
     --header 'Identity: YOUR-IDENTITY' \
     --data '
{
     "addresses": [
          {
               "address_type": "MAILING",
               "street": "345 California Ave.",
               "street2": "Suite 600",
               "city": "San Francisco",
               "state": "CA",
               "zip_code": "12345-1234",
               "country": "US",
               "is_primary": true
          }
     ],
     "beneficial_owners": [
    {
        "first_name": "James",
        "last_name": "Bond",
        "dob": "1970-12-12",
        "addresses": [
        {
            "address_type": "MAILING",
            "street": "345 California Ave.",
            "street2": "Suit 600",
            "city": "San Francisco",
            "state": "CA",
            "zip_code": "12345-1234",
            "country": "US",
            "is_primary": true
        }
        ]
    },
    {
        "first_name": "Le",
        "last_name": "Chiffre",
        "dob": "1980-04-04",
        "addresses": [
        {
            "address_type": "MAILING",
            "street": "345 California Ave.",
            "street2": "Suit 600",
            "city": "San Francisco",
            "state": "CA",
            "zip_code": "12345-1234",
            "country": "US",
            "is_primary": true
        }
        ]
    }
    ],
     "ein": "12-1234567",
     "legal_business_name": "John Doe Business Corporation",
     "dba_business_name": "John Doe & Co.",
     "business_type": "limited_liability_company",
     "phone": "+14157485052",
     "email": "[email protected]",
     "website": "www.business.com"
}
'
require 'uri'
require 'net/http'
require 'openssl'

url = URI("https://sandbox.bond.tech/api/v0.1/businesses")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Accept"] = 'application/json'
request["Content-Type"] = 'application/json'
request["Identity"] = 'YOUR-IDENTITY'
request["Authorization"] = 'YOUR-AUTHENTICATION'
request.body = "{\"addresses\":[{\"address_type\":\"MAILING\",\"street\":\"345 California Ave.\",\"street2\":\"Suite 600\",\"city\":\"San Francisco\",\"state\":\"CA\",\"zip_code\":\"12345-1234\",\"country\":\"US\",\"is_primary\":true}],\"ein\":\"12-1234567\",\"legal_business_name\":\"John Doe Business Corporation\",\"dba_business_name\":\"John's\",\"business_type\":\"limited_liability_company\",\"date_established\":\"2020-01-01T00:00:00.000Z\",\"phone\":\"+14157485052\",\"email\":\"[email protected]\",\"website\":\"www.business.com\"}"

response = http.request(request)
puts response.read_body
const options = {
  method: 'POST',
  headers: {
    Accept: 'application/json',
    'Content-Type': 'application/json',
    Identity: 'YOUR-IDENTITY',
    Authorization: 'YOUR-AUTHENTICATION'
  },
  body: JSON.stringify({
    addresses: [
      {
        address_type: 'MAILING',
        street: '345 California Ave.',
        street2: 'Suite 600',
        city: 'San Francisco',
        state: 'CA',
        zip_code: '12345-1234',
        country: 'US',
        is_primary: true
      }
    ],
    ein: '12-1234567',
    legal_business_name: 'John Doe Business Corporation',
    dba_business_name: 'John\'s',
    business_type: 'limited_liability_company',
    date_established: '2020-01-01T00:00:00.000Z',
    phone: '+14157485052',
    email: '[email protected]',
    website: 'www.business.com'
  })
};

fetch('https://sandbox.bond.tech/api/v0.1/businesses', options)
  .then(response => response.json())
  .then(response => console.log(response))
  .catch(err => console.error(err));
import requests

url = "https://sandbox.bond.tech/api/v0.1/businesses"

payload = {
    "addresses": [
        {
            "address_type": "MAILING",
            "street": "345 California Ave.",
            "street2": "Suite 600",
            "city": "San Francisco",
            "state": "CA",
            "zip_code": "12345-1234",
            "country": "US",
            "is_primary": True
        }
    ],
    "ein": "12-1234567",
    "legal_business_name": "John Doe Business Corporation",
    "dba_business_name": "John's",
    "business_type": "limited_liability_company",
    "date_established": "2020-01-01T00:00:00.000Z",
    "phone": "+14157485052",
    "email": "[email protected]",
    "website": "www.business.com"
}
headers = {
    "Accept": "application/json",
    "Content-Type": "application/json",
    "Identity": "YOUR-IDENTITY",
    "Authorization": "YOUR-AUTHENTICATION"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)
var client = new RestClient("https://sandbox.bond.tech/api/v0.1/businesses");
var request = new RestRequest(Method.POST);
request.AddHeader("Accept", "application/json");
request.AddHeader("Content-Type", "application/json");
request.AddHeader("Identity", "YOUR-IDENTITY");
request.AddHeader("Authorization", "YOUR-AUTHENTICATION");
request.AddParameter("application/json", "{\"addresses\":[{\"address_type\":\"MAILING\",\"street\":\"345 California Ave.\",\"street2\":\"Suite 600\",\"city\":\"San Francisco\",\"state\":\"CA\",\"zip_code\":\"12345-1234\",\"country\":\"US\",\"is_primary\":true}],\"ein\":\"12-1234567\",\"legal_business_name\":\"John Doe Business Corporation\",\"dba_business_name\":\"John's\",\"business_type\":\"limited_liability_company\",\"date_established\":\"2020-01-01T00:00:00.000Z\",\"phone\":\"+14157485052\",\"email\":\"[email protected]\",\"website\":\"www.business.com\"}", ParameterType.RequestBody);
IRestResponse response = client.Execute(request);
OkHttpClient client = new OkHttpClient();

MediaType mediaType = MediaType.parse("application/json");
RequestBody body = RequestBody.create(mediaType, "{\"addresses\":[{\"address_type\":\"MAILING\",\"street\":\"345 California Ave.\",\"street2\":\"Suite 600\",\"city\":\"San Francisco\",\"state\":\"CA\",\"zip_code\":\"12345-1234\",\"country\":\"US\",\"is_primary\":true}],\"ein\":\"12-1234567\",\"legal_business_name\":\"John Doe Business Corporation\",\"dba_business_name\":\"John's\",\"business_type\":\"limited_liability_company\",\"date_established\":\"2020-01-01T00:00:00.000Z\",\"phone\":\"+14157485052\",\"email\":\"[email protected]\",\"website\":\"www.business.com\"}");
Request request = new Request.Builder()
  .url("https://sandbox.bond.tech/api/v0.1/businesses")
  .post(body)
  .addHeader("Accept", "application/json")
  .addHeader("Content-Type", "application/json")
  .addHeader("Identity", "YOUR-IDENTITY")
  .addHeader("Authorization", "YOUR-AUTHENTICATION")
  .build();

Response response = client.newCall(request).execute();

The JSON response contains all the information related to the newly created business. It also returns the new business_id which is a unique Bond identifier for the business. The business_id is used in subsequent API calls to retrieve and update the business resource, initiate KYB, and issue cards.

An example of a 201 response to a successful business creation request is shown below.

{
    "date_created": "2022-12-20T13:51:14.711080+00:00",
    "addresses": [
        {
            "date_created": "2022-12-20T13:51:14.716179+00:00",
            "address_id": "6229590e-544a-4a76-842c-e3cf3d35b750",
            "address_type": "MAILING",
            "street": "345 California Ave.",
            "street2": "Suite 600",
            "city": "San Francisco",
            "state": "CA",
            "zip_code": "12345-1234",
            "country": "US",
            "is_primary": true,
            "deliverability": null
        }
    ],
    "beneficial_owners": [
        {
            "date_created": "2022-12-20T13:51:14.713557+00:00",
            "addresses": [
                {
                    "date_created": "2022-12-20T13:51:14.717783+00:00",
                    "address_id": "af9de206-8643-4d77-9fbb-7bdd2fe5f80f",
                    "address_type": "MAILING",
                    "street": "345 California Ave.",
                    "street2": "Suit 600",
                    "city": "San Francisco",
                    "state": "CA",
                    "zip_code": "12345-1234",
                    "country": "US",
                    "is_primary": true,
                    "deliverability": null
                }
            ],
            "beneficial_owner_id": "2630058d-b9e4-4d73-a335-aba4d111b466",
            "first_name": "James",
            "middle_name": null,
            "last_name": "Bond",
            "dob": "1970-12-12",
            "ssn": null,
            "phone": null,
            "email": null
        },
        {
            "date_created": "2022-12-20T13:51:14.714869+00:00",
            "addresses": [
                {
                    "date_created": "2022-12-20T13:51:14.719143+00:00",
                    "address_id": "df4d21b1-0e55-4b05-899d-f3c68d3e328e",
                    "address_type": "MAILING",
                    "street": "345 California Ave.",
                    "street2": "Suit 600",
                    "city": "San Francisco",
                    "state": "CA",
                    "zip_code": "12345-1234",
                    "country": "US",
                    "is_primary": true,
                    "deliverability": null
                }
            ],
            "beneficial_owner_id": "b4183240-ecb0-4568-9531-5078a35c752c",
            "first_name": "Le",
            "middle_name": null,
            "last_name": "Chiffre",
            "dob": "1980-04-04",
            "ssn": null,
            "phone": null,
            "email": null
        }
    ],
    "business_id": "bf8fad28-5a93-4340-b67b-d80df9e7234e",
    "ein": "12-1234567",
    "legal_business_name": "John Doe Business Corporation",
    "dba_business_name": "John Doe & Co.",
    "business_type": "limited_liability_company",
    "date_established": null,
    "phone": "+14157485052",
    "email": "[email protected]",
    "website": "www.business.com"
}

For a complete specification and interactive examples, see Create a business in the Bond API Reference.

Trying to creating a business with a missing field

If you try to create a business with a missing field, you receive a JSON response similar to the example shown below.

{
'Message': {'legal_business_name': ['Missing data for required field.']},
 'Status': 400,
 'Code': 'create_business_schema',
 'Type': 'Request Error'
}

Next Steps