MCC codes

An MCCMCC - Merchant Category Code. A four-digit number listed in ISO 18245 for retail financial services. An MCC is used to classify a business by the types of goods or services it provides. is a four-digit number that represents the type of services or goods that a business provides. For example, an MCC value of 5732 represents electronics retailers and 5942 represents book stores.

You can take advantage of the MCC information to customize card accounts, for example:

  • Brands can use MCCs to control the types of purchases allowed with a card. For instance, a brand that issues company expense cards to its staff can restrict card transactions by authorizing only selected categories, such as hotels and car hire firms.
  • Brands can offer loyalty programs and provide loyalty points for purchases in a particular category.
  • Brands can generate summaries based on MCCs, so you can analyze the types of transactions your customers are making.

The following table lists the MCCs that Bond Studio supports, with a description for each code:

Agricultural: MCC 0001 - 1499

MCCDescription
742 Veterinary Services
763 Agricultural Co-ops
780 Landscaping Services

Contractors: MCC 1500 - 2999

MCCDescription
1520 General Contractors - Residential/Commercial
1711 HVAC & Plumbing Contractors
1731 Electrical Contractors
1740 Insulation, Masonry, Plastering, Stonework, & Tile Contractors
1750 Carpentry Contractors
1761 Roofing, Siding, & Sheet Metal Contractors
1771 Concrete Work Contractors
1799 Contractors - Misc
2741 Misc. Publishing & Printing
2791 Typesetting, Plate Making, etc
2842 Sanitation, Polishing, & Special Cleaning Prep

Transport Services: MCC 4000 - 4799

MCCDescription
4011 Freight Railroads
4111 Suburban, Local, Commuter, & Ferry Passenger Transit
4112 Passenger Railroads
4119 Ambulance Services
4121 Taxis & Limousines
4131 Bus Lines
4214 Motor Freight, Trucking, Moving & Storage, & Delivery
4215 Couriers - Air & Ground, Freight Forwarders
4225 Public Warehousing - Farm, Refrigerated, & Household Goods
4411 Cruise Lines
4457 Boat Leases & Rentals
4468 Marinas, Marine Service, & Marine Supply
4511 Air Carriers, Misc Airlines
4582 Airports, Airport Terminals, Flying Fields
4722 Travel Agencies, Tour Operators
4723 Package Tour Operators (Only in Germany)
4761 Telemarketing - Travel & Vitamins
4784 Bridge Fees, Road Fees, Tolls
4789 Misc Transportation Services

Utilities: MCC 4800 - 4999

MCCDescription
4812 Telecom Equipment
4813 Key-Entry Based, Central, Single Phone Calls - Not Face-to-Face
4814 Telecom Services - Prepaid, Recurring, Etc.
4816 Computer Network Services
4821 Telegraph Services
4899 Cable, Satellite, & Misc TV/Radio Services
4900 Utilities - Gas, Electric, Heating, Sanitary, Water

Retail: MCC 5000 - 5599

MCCDescription
5013 Motor Vehicle Suppy & Parts
5021 Office & Commercial Furniture
5039 Misc Construction Materials
5044 Office, Photo, Microfilm, & Copy Equipment
5045 Computers, Peripherals, & Software
5046 Misc Commercial Equipment
5047 Dental, Medical, Opthalmic, Lab, & Hospital Equipment
5051 Metal Service & Offices
5065 Electrical Parts & Equipment
5072 Hardware Equipment & Supply
5074 Plumbing & Heating Equipment
5085 Misc Industrial Supply
5094 Precious Stones & Metals, Watches, & Jewelry
5099 Misc Durable Goods
5111 Office Supply, Stationary, & Paper
5122 Drugs & Drug Supply
5131 Piece Goods, Notions, & Misc Dry Goods
5137 Men, Women, & Children's Uniforms
5139 Commercial Footware
5169 Chemicals & Misc Allied Products
5172 Petroleum & Petroleum Products
5192 Books, Periodicals, & Newspapers
5193 Florist & Nursery Supplies
5198 Paint & Varnish
5199 Misc Non-Durable Goods
5200 Warehouse Home Supply Stores
5211 Building Materials & Lumber
5231 Glass, Paint, & Wallpaper
5251 Hardware Stores
5261 Lawn & Garden Supply
5271 Mobile Home Dealers
5299 Wholesale Club Gasoline
5300 Wholesale Clubs
5309 Duty Free Stores
5310 Discount Stores
5311 Department Stores
5331 Variety Stores
5399 Misc General Stores
5411 Grocery Stores & Supermarkets
5422 Freezer & Meat Locker Provisioners
5441 Candy, Confection, & Nut Stores
5451 Dairy Product Stores
5462 Bakeries
5499 Convenience Stores, Specialty Stores, Markets, & Vending Machines
5511 Auto & Truck Dealers - Sales, Service, Parts, & Leasing
5521 Auto & Truck Dealers - Used Sales
5532 Tire Stores
5533 Auto Parts & Accessories Stores
5541 Service Stations
5542 Automatic Fuel Dispenser
5551 Boat Dealers
5561 Camper, Recreational & Utility Trailer Dealers
5571 Motorcycle Dealers
5592 Motor Home Dealers
5598 Snowmobile Dealers
5599 Misc Auto, Aircraft, & Farm Equipment Dealers

Clothing: MCC 5600 - 5699

MCCDescription
5611 Men & Boy's Clothing & Accessory Stores
5621 Women's Shoes - Ready To Wear
5631 Women's Accessory & Specialty Stores
5641 Children & Infant's Clothing Stores
5651 Family Clothing Stores
5655 Sports Apparel Stores
5661 Shoe Stores
5681 Furriers, Fur Shops
5691 Men & Women's Clothing Stores
5697 Alterations, Mending, Seamstresses, & Tailors
5698 Wig & Toupee Shops
5699 Misc Clothing & Accessory Stores

Misc Stores: MCC 5700 - 7299

MCCDescription
5712 Equipment, Furniture, & Home Furnishing Stores - Not Appliances
5713 Floor Covering Stores
5714 Drapery, Upholstery, & Window Coverings
5718 Fireplace & Fireplace Accessories
5719 Misc Home Furnishings
5722 Household Appliances
5732 Electronics
5733 Musical Instruments, Pianos, & Sheet Music
5734 Computer Software
5735 Record Stores
5811 Caterers
5812 Eating Places & Restaurants
5813 Bars, Cocktail Lounges, Discotheques, Nightclubs, & Taverns
5814 Fast Food
5815 Digital
5816 Digital
5817 Digital
5818 Digital
5912 Drug Stores & Pharmacies
5921 Beer, Wine, & Liquor - Package Stores
5931 Second Hand or Used Merchandise
5932 Antique Stores, Repairs, & Restoration
5933 Pawn Shops
5935 Wrecking & Salvage Yards
5937 Antique Reproduction
5940 Bicycle Shops & Service
5941 Sporting Goods Stores
5942 Book Stores
5943 Office, School, & Stationary Stores & Supply
5944 Clock, Jewelry, Watch, & Silverware Stores
5945 Game, Toy, & Hobby Stores
5946 Camera & Photo Supply
5947 Card, Gift, Novelty, & Souvenir Shops
5948 Leather Goods & Luggage
5949 Fabric, Needlework, Piece Goods, & Sewing Stores
5950 Crystal & Glassware
5960 Direct Marketing - Insurance
5961 Mail Order Houses - including Catalog Order Stores
5962 Direct Marketing - Travel Arrangements
5963 Door-to-Door Sales
5964 Direct Marketing - Catalogs
5965 Direct Marketing - Catalog Retail Combo
5966 Direct Marketing - Outbound Telemarketing
5967 Direct Marketing - Inbound Telemarketing
5968 Direct Marketing - Subscriptions
5969 Direct Marketing - Misc
5970 Artist Supply
5971 Art Dealers & Galleries
5972 Stamp & Coin Stores
5973 Religious Goods
5974 Rubber Stamp Stores
5975 Hearing Aids - Sales, Service, & Supply
5976 Orthopedic Goods - Artificial Limbs
5977 Cosmetic Stores
5978 Typewriters - Sales, Service, & Rental
5983 Fuel - Coal, Fuel Oil, Liquified Petroleum, & Wood
5992 Florists
5993 Cigars - Stores & Stands
5994 News & Newsstands
5995 Pets - Food, Shops, & Supply
5996 Swimming Pools - Sales & Supply
5997 Electric Razors - Sales & Service
5998 Tent & Awning Stores
5999 Misc Retail
6010 Manual Cash Disbursement - Member Institution
6011 Automated Cash Disbursement - Member Institution
6012 Merch & Services - Member Institution
6050 Quasi Cash - Member Institution
6051 Quasi Cash - Merchant
6211 Securities - Dealers & Brokers
6300 Insurance - Sales, Premiums, & Underwriting
6513 Real Estate Agents - Rentals
6536 Mastercard Moneysend - Domestic
6537 Mastercard Moneysend - International
6538 Mastercard Moneysend - Funding
6539 Mastercard Funding - Non-Moneysend
6540 Point of Interaction Funding - Non-Moneysend
7011 Misc Lodging - Hotels, Motels, Resorts
7012 Timeshares
7032 Sporting & Recreation Camps
7033 Campgrounds & Trailer Parks
7210 Cleaning, Garment, & Laundry Services
7211 Laundry - Family & Commercial
7216 Dry Cleaners
7217 Carpet & Upholstery Cleaning
7221 Photo Studios
7230 Barbers & Beauty Shops
7251 Hat Cleaners, Shoe Repair, & Shoe Shine Shops
7261 Funeral Service, & Crematoriums
7273 Dating Services
7276 Tax Preparation
7277 Debt, Marriage, & Personal Counselling
7278 Buying & Shopping Clubs - Services
7296 Clothing Rental - Costumes, Uniforms, & Formal Wear
7297 Massage Parlors
7298 Beauty & Health Spas
7299 Misc Services

Business Services: MCC 7300 - 7999

MCCDescription
7311 Advertising
7321 Consumer Credit Reporting Agencies
7332 Blueprinting, & Photocopying
7333 Commercial Art, Graphics, & Photos
7338 Quick Copy, Reproduction, & Blueprinting
7339 Stenography & Secretarial Services
7342 Extermination & Disinfection Services
7349 Cleaning & Maintenance - Janitorial
7361 Employment & Temp Agencies
7372 Computer Programming, Data Processing, & System Design
7375 Information Retrieval Services
7379 Misc Computer Maintenance, Repair, & Services
7392 Consulting, Management, & PR Services
7393 Detective, Protective, & Security Services - Including Armored Cars & Guard Dogs
7394 Equipment, Furniture, & Tools - Rental & Leasing
7395 Photo Developing & Lab Services
7399 Misc Business Services
7512 Misc Auto Rentals
7513 Truck Rentals
7519 Motor Home & RV Rentals
7523 Parking Lots & Garages
7531 Auto Body Repair
7534 Tire Retreading & Repair
7535 Auto Paint Shops
7538 Auto Service Shops
7542 Car Washes
7549 Towing Services
7622 Electronic Repair
7623 Air Conditioning & Refrigeration Repair
7629 Electrical & Small Appliance Repair
7631 Clock, Jewelry, & Watch Repair
7641 Furniture - Reupholstery, Repair, & Refinishing
7692 Welding Repair
7699 Misc Repair
7800 Government Owned Lottery
7801 Government Licensed Casinos - Online or Internet
7802 Government Licensed Horse or Dog Racing
7829 Movie & Video Production/Distribution
7832 Movie Theaters
7841 DVD & Video Rental
7911 Dance Halls, Schools, & Studios
7922 Theatrical Producers & Ticket Agencies - Not Movies
7929 Misc Bands, Orchestras, & Entertainers
7932 Billiard & Pool Halls
7933 Bowling Alleys
7941 Athletic Fields, Commercial Sports, Pro Sports, & Sports Promoters
7991 Tourist Attractions
7992 Public Golf Courses
7993 Video Amusement, Game Supplies
7994 Video Game Arcades
7995 Misc Gambling & Betting
7996 Amusement Parks, Carnivals, Circuses, & Carnival Fortune Tellers
7997 Country Clubs, Private Clubs, & Private Golf Courses
7998 Aquariums, Dolphinariums, Seaquariums, & Zoos
7999 Misc Recreation Services

Professional Services & Membership: MCC 8000 - 8999

MCCDescription
8011 Misc Doctors
8021 Dentists & Orthodontists
8031 Osteopathic Physicians
8041 Chiropractors
8042 Optometrists & Ophthalmologists
8043 Opticians - Optical Goods & Eyeglasses
8044 Optical Goods & Eyeglasses
8049 Chiropodists, Podiatrists
8050 Nursing & Personal Care Facilities
8062 Hospitals
8071 Dental & Medical Labs
8099 Misc Health Practitioners & Medical Services
8111 Attorneys & Legal Services
8211 Schools - Elementary & Secondary
8220 Colleges, Junior Colleges, Professional Schools, & Universities
8241 Schools - Correspondence
8244 Schools - Business & Secretarial
8249 Schools - Trade & Vocational
8299 Schools - Misc
8351 Child Care Services
8398 Charitable & Social Service Organizations
8641 Civic, Fraternal, & Social Associations
8651 Political Organizations
8661 Religious Organizations
8675 Automobile Organizations
8699 Misc Organizations
8734 Testing Labs - Non Medical
8911 Architectural, Engineering, & Surveying Services
8931 Accounting, Auditing, & Bookkeeping
8999 Misc Professional Services

Government Services: MCC 9000 - 9999

MCCDescription
9211 Court Costs - Includes Alimony & Child Support
9222 Fines
9223 Bail & Bond Payments
9311 Taxes
9399 Misc Government Services
9402 Postal Services - Government Use Only
9405 Intra-Government Purchases - Government Use Only
9700 Visa Automated Referrals
9701 Visa Credential Server
9702 GCAS Emergency Services - Visa Only
9754 Gambling - Horse & Dog Racing, State Lottery
9950 Intra-Company Purchases

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