MCC codes
What is an MCC code and a list of possible values.
An MCC is a four-digit number that represents the type of services or goods that a business provides. For example, an MCC value of 5732 represents electronics retailers and 5942 represents book stores.
You can take advantage of the MCC information to customize card accounts, for example:
- Brands can use MCCs to control the types of purchases allowed with a card. For instance, a brand that issues company expense cards to its staff can restrict card transactions by authorizing only selected categories, such as hotels and car hire firms.
- Brands can offer loyalty programs and provide loyalty points for purchases in a particular category.
- Brands can generate summaries based on MCCs, so you can analyze the types of transactions your customers are making.
The MCC codes that the Bond platform supports are shown below, with a description of each code.
Agricultural: MCC 0001 - 1499
| MCC | Description |
|---|---|
| 742 | Veterinary Services |
| 763 | Agricultural Co-ops |
| 780 | Landscaping Services |
Contractors: MCC 1500 - 2999
| MCC | Description |
|---|---|
| 1520 | General Contractors - Residential/Commercial |
| 1711 | HVAC & Plumbing Contractors |
| 1731 | Electrical Contractors |
| 1740 | Insulation, Masonry, Plastering, Stonework, & Tile Contractors |
| 1750 | Carpentry Contractors |
| 1761 | Roofing, Siding, & Sheet Metal Contractors |
| 1771 | Concrete Work Contractors |
| 1799 | Contractors - Misc |
| 2741 | Misc. Publishing & Printing |
| 2791 | Typesetting, Plate Making, etc |
| 2842 | Sanitation, Polishing, & Special Cleaning Prep |
Transport Services: MCC 4000 - 4799
| MCC | Description |
|---|---|
| 4011 | Freight Railroads |
| 4111 | Suburban, Local, Commuter, & Ferry Passenger Transit |
| 4112 | Passenger Railroads |
| 4119 | Ambulance Services |
| 4121 | Taxis & Limousines |
| 4131 | Bus Lines |
| 4214 | Motor Freight, Trucking, Moving & Storage, & Delivery |
| 4215 | Couriers - Air & Ground, Freight Forwarders |
| 4225 | Public Warehousing - Farm, Refrigerated, & Household Goods |
| 4411 | Cruise Lines |
| 4457 | Boat Leases & Rentals |
| 4468 | Marinas, Marine Service, & Marine Supply |
| 4511 | Air Carriers, Misc Airlines |
| 4582 | Airports, Airport Terminals, Flying Fields |
| 4722 | Travel Agencies, Tour Operators |
| 4723 | Package Tour Operators (Only in Germany) |
| 4761 | Telemarketing - Travel & Vitamins |
| 4784 | Bridge Fees, Road Fees, Tolls |
| 4789 | Misc Transportation Services |
Utilities: MCC 4800 - 4999
| MCC | Description |
|---|---|
| 4812 | Telecom Equipment |
| 4813 | Key-Entry Based, Central, Single Phone Calls - Not Face-to-Face |
| 4814 | Telecom Services - Prepaid, Recurring, Etc. |
| 4816 | Computer Network Services |
| 4821 | Telegraph Services |
| 4899 | Cable, Satellite, & Misc TV/Radio Services |
| 4900 | Utilities - Gas, Electric, Heating, Sanitary, Water |
Retail: MCC 5000 - 5599
| MCC | Description |
|---|---|
| 5013 | Motor Vehicle Suppy & Parts |
| 5021 | Office & Commercial Furniture |
| 5039 | Misc Construction Materials |
| 5044 | Office, Photo, Microfilm, & Copy Equipment |
| 5045 | Computers, Peripherals, & Software |
| 5046 | Misc Commercial Equipment |
| 5047 | Dental, Medical, Opthalmic, Lab, & Hospital Equipment |
| 5051 | Metal Service & Offices |
| 5065 | Electrical Parts & Equipment |
| 5072 | Hardware Equipment & Supply |
| 5074 | Plumbing & Heating Equipment |
| 5085 | Misc Industrial Supply |
| 5094 | Precious Stones & Metals, Watches, & Jewelry |
| 5099 | Misc Durable Goods |
| 5111 | Office Supply, Stationary, & Paper |
| 5122 | Drugs & Drug Supply |
| 5131 | Piece Goods, Notions, & Misc Dry Goods |
| 5137 | Men, Women, & Children's Uniforms |
| 5139 | Commercial Footware |
| 5169 | Chemicals & Misc Allied Products |
| 5172 | Petroleum & Petroleum Products |
| 5192 | Books, Periodicals, & Newspapers |
| 5193 | Florist & Nursery Supplies |
| 5198 | Paint & Varnish |
| 5199 | Misc Non-Durable Goods |
| 5200 | Warehouse Home Supply Stores |
| 5211 | Building Materials & Lumber |
| 5231 | Glass, Paint, & Wallpaper |
| 5251 | Hardware Stores |
| 5261 | Lawn & Garden Supply |
| 5271 | Mobile Home Dealers |
| 5299 | Wholesale Club Gasoline |
| 5300 | Wholesale Clubs |
| 5309 | Duty Free Stores |
| 5310 | Discount Stores |
| 5311 | Department Stores |
| 5331 | Variety Stores |
| 5399 | Misc General Stores |
| 5411 | Grocery Stores & Supermarkets |
| 5422 | Freezer & Meat Locker Provisioners |
| 5441 | Candy, Confection, & Nut Stores |
| 5451 | Dairy Product Stores |
| 5462 | Bakeries |
| 5499 | Convenience Stores, Specialty Stores, Markets, & Vending Machines |
| 5511 | Auto & Truck Dealers - Sales, Service, Parts, & Leasing |
| 5521 | Auto & Truck Dealers - Used Sales |
| 5532 | Tire Stores |
| 5533 | Auto Parts & Accessories Stores |
| 5541 | Service Stations |
| 5542 | Automatic Fuel Dispenser |
| 5551 | Boat Dealers |
| 5561 | Camper, Recreational & Utility Trailer Dealers |
| 5571 | Motorcycle Dealers |
| 5592 | Motor Home Dealers |
| 5598 | Snowmobile Dealers |
| 5599 | Misc Auto, Aircraft, & Farm Equipment Dealers |
Clothing: MCC 5600 - 5699
| MCC | Description |
|---|---|
| 5611 | Men & Boy's Clothing & Accessory Stores |
| 5621 | Women's Shoes - Ready To Wear |
| 5631 | Women's Accessory & Specialty Stores |
| 5641 | Children & Infant's Clothing Stores |
| 5651 | Family Clothing Stores |
| 5655 | Sports Apparel Stores |
| 5661 | Shoe Stores |
| 5681 | Furriers, Fur Shops |
| 5691 | Men & Women's Clothing Stores |
| 5697 | Alterations, Mending, Seamstresses, & Tailors |
| 5698 | Wig & Toupee Shops |
| 5699 | Misc Clothing & Accessory Stores |
Misc Stores: MCC 5700 - 7299
| MCC | Description |
|---|---|
| 5712 | Equipment, Furniture, & Home Furnishing Stores - Not Appliances |
| 5713 | Floor Covering Stores |
| 5714 | Drapery, Upholstery, & Window Coverings |
| 5718 | Fireplace & Fireplace Accessories |
| 5719 | Misc Home Furnishings |
| 5722 | Household Appliances |
| 5732 | Electronics |
| 5733 | Musical Instruments, Pianos, & Sheet Music |
| 5734 | Computer Software |
| 5735 | Record Stores |
| 5811 | Caterers |
| 5812 | Eating Places & Restaurants |
| 5813 | Bars, Cocktail Lounges, Discotheques, Nightclubs, & Taverns |
| 5814 | Fast Food |
| 5815 | Digital |
| 5816 | Digital |
| 5817 | Digital |
| 5818 | Digital |
| 5912 | Drug Stores & Pharmacies |
| 5921 | Beer, Wine, & Liquor - Package Stores |
| 5931 | Second Hand or Used Merchandise |
| 5932 | Antique Stores, Repairs, & Restoration |
| 5933 | Pawn Shops |
| 5935 | Wrecking & Salvage Yards |
| 5937 | Antique Reproduction |
| 5940 | Bicycle Shops & Service |
| 5941 | Sporting Goods Stores |
| 5942 | Book Stores |
| 5943 | Office, School, & Stationary Stores & Supply |
| 5944 | Clock, Jewelry, Watch, & Silverware Stores |
| 5945 | Game, Toy, & Hobby Stores |
| 5946 | Camera & Photo Supply |
| 5947 | Card, Gift, Novelty, & Souvenir Shops |
| 5948 | Leather Goods & Luggage |
| 5949 | Fabric, Needlework, Piece Goods, & Sewing Stores |
| 5950 | Crystal & Glassware |
| 5960 | Direct Marketing - Insurance |
| 5961 | Mail Order Houses - including Catalog Order Stores |
| 5962 | Direct Marketing - Travel Arrangements |
| 5963 | Door-to-Door Sales |
| 5964 | Direct Marketing - Catalogs |
| 5965 | Direct Marketing - Catalog Retail Combo |
| 5966 | Direct Marketing - Outbound Telemarketing |
| 5967 | Direct Marketing - Inbound Telemarketing |
| 5968 | Direct Marketing - Subscriptions |
| 5969 | Direct Marketing - Misc |
| 5970 | Artist Supply |
| 5971 | Art Dealers & Galleries |
| 5972 | Stamp & Coin Stores |
| 5973 | Religious Goods |
| 5974 | Rubber Stamp Stores |
| 5975 | Hearing Aids - Sales, Service, & Supply |
| 5976 | Orthopedic Goods - Artificial Limbs |
| 5977 | Cosmetic Stores |
| 5978 | Typewriters - Sales, Service, & Rental |
| 5983 | Fuel - Coal, Fuel Oil, Liquified Petroleum, & Wood |
| 5992 | Florists |
| 5993 | Cigars - Stores & Stands |
| 5994 | News & Newsstands |
| 5995 | Pets - Food, Shops, & Supply |
| 5996 | Swimming Pools - Sales & Supply |
| 5997 | Electric Razors - Sales & Service |
| 5998 | Tent & Awning Stores |
| 5999 | Misc Retail |
| 6010 | Manual Cash Disbursement - Member Institution |
| 6011 | Automated Cash Disbursement - Member Institution |
| 6012 | Merch & Services - Member Institution |
| 6050 | Quasi Cash - Member Institution |
| 6051 | Quasi Cash - Merchant |
| 6211 | Securities - Dealers & Brokers |
| 6300 | Insurance - Sales, Premiums, & Underwriting |
| 6513 | Real Estate Agents - Rentals |
| 6536 | Mastercard Moneysend - Domestic |
| 6537 | Mastercard Moneysend - International |
| 6538 | Mastercard Moneysend - Funding |
| 6539 | Mastercard Funding - Non-Moneysend |
| 6540 | Point of Interaction Funding - Non-Moneysend |
| 7011 | Misc Lodging - Hotels, Motels, Resorts |
| 7012 | Timeshares |
| 7032 | Sporting & Recreation Camps |
| 7033 | Campgrounds & Trailer Parks |
| 7210 | Cleaning, Garment, & Laundry Services |
| 7211 | Laundry - Family & Commercial |
| 7216 | Dry Cleaners |
| 7217 | Carpet & Upholstery Cleaning |
| 7221 | Photo Studios |
| 7230 | Barbers & Beauty Shops |
| 7251 | Hat Cleaners, Shoe Repair, & Shoe Shine Shops |
| 7261 | Funeral Service, & Crematoriums |
| 7273 | Dating Services |
| 7276 | Tax Preparation |
| 7277 | Debt, Marriage, & Personal Counselling |
| 7278 | Buying & Shopping Clubs - Services |
| 7296 | Clothing Rental - Costumes, Uniforms, & Formal Wear |
| 7297 | Massage Parlors |
| 7298 | Beauty & Health Spas |
| 7299 | Misc Services |
Business Services: MCC 7300 - 7999
| MCC | Description |
|---|---|
| 7311 | Advertising |
| 7321 | Consumer Credit Reporting Agencies |
| 7332 | Blueprinting, & Photocopying |
| 7333 | Commercial Art, Graphics, & Photos |
| 7338 | Quick Copy, Reproduction, & Blueprinting |
| 7339 | Stenography & Secretarial Services |
| 7342 | Extermination & Disinfection Services |
| 7349 | Cleaning & Maintenance - Janitorial |
| 7361 | Employment & Temp Agencies |
| 7372 | Computer Programming, Data Processing, & System Design |
| 7375 | Information Retrieval Services |
| 7379 | Misc Computer Maintenance, Repair, & Services |
| 7392 | Consulting, Management, & PR Services |
| 7393 | Detective, Protective, & Security Services - Including Armored Cars & Guard Dogs |
| 7394 | Equipment, Furniture, & Tools - Rental & Leasing |
| 7395 | Photo Developing & Lab Services |
| 7399 | Misc Business Services |
| 7512 | Misc Auto Rentals |
| 7513 | Truck Rentals |
| 7519 | Motor Home & RV Rentals |
| 7523 | Parking Lots & Garages |
| 7531 | Auto Body Repair |
| 7534 | Tire Retreading & Repair |
| 7535 | Auto Paint Shops |
| 7538 | Auto Service Shops |
| 7542 | Car Washes |
| 7549 | Towing Services |
| 7622 | Electronic Repair |
| 7623 | Air Conditioning & Refrigeration Repair |
| 7629 | Electrical & Small Appliance Repair |
| 7631 | Clock, Jewelry, & Watch Repair |
| 7641 | Furniture - Reupholstery, Repair, & Refinishing |
| 7692 | Welding Repair |
| 7699 | Misc Repair |
| 7800 | Government Owned Lottery |
| 7801 | Government Licensed Casinos - Online or Internet |
| 7802 | Government Licensed Horse or Dog Racing |
| 7829 | Movie & Video Production/Distribution |
| 7832 | Movie Theaters |
| 7841 | DVD & Video Rental |
| 7911 | Dance Halls, Schools, & Studios |
| 7922 | Theatrical Producers & Ticket Agencies - Not Movies |
| 7929 | Misc Bands, Orchestras, & Entertainers |
| 7932 | Billiard & Pool Halls |
| 7933 | Bowling Alleys |
| 7941 | Athletic Fields, Commercial Sports, Pro Sports, & Sports Promoters |
| 7991 | Tourist Attractions |
| 7992 | Public Golf Courses |
| 7993 | Video Amusement, Game Supplies |
| 7994 | Video Game Arcades |
| 7995 | Misc Gambling & Betting |
| 7996 | Amusement Parks, Carnivals, Circuses, & Carnival Fortune Tellers |
| 7997 | Country Clubs, Private Clubs, & Private Golf Courses |
| 7998 | Aquariums, Dolphinariums, Seaquariums, & Zoos |
| 7999 | Misc Recreation Services |
Professional Services & Membership: MCC 8000 - 8999
| MCC | Description |
|---|---|
| 8011 | Misc Doctors |
| 8021 | Dentists & Orthodontists |
| 8031 | Osteopathic Physicians |
| 8041 | Chiropractors |
| 8042 | Optometrists & Ophthalmologists |
| 8043 | Opticians - Optical Goods & Eyeglasses |
| 8044 | Optical Goods & Eyeglasses |
| 8049 | Chiropodists, Podiatrists |
| 8050 | Nursing & Personal Care Facilities |
| 8062 | Hospitals |
| 8071 | Dental & Medical Labs |
| 8099 | Misc Health Practitioners & Medical Services |
| 8111 | Attorneys & Legal Services |
| 8211 | Schools - Elementary & Secondary |
| 8220 | Colleges, Junior Colleges, Professional Schools, & Universities |
| 8241 | Schools - Correspondence |
| 8244 | Schools - Business & Secretarial |
| 8249 | Schools - Trade & Vocational |
| 8299 | Schools - Misc |
| 8351 | Child Care Services |
| 8398 | Charitable & Social Service Organizations |
| 8641 | Civic, Fraternal, & Social Associations |
| 8651 | Political Organizations |
| 8661 | Religious Organizations |
| 8675 | Automobile Organizations |
| 8699 | Misc Organizations |
| 8734 | Testing Labs - Non Medical |
| 8911 | Architectural, Engineering, & Surveying Services |
| 8931 | Accounting, Auditing, & Bookkeeping |
| 8999 | Misc Professional Services |
Government Services: MCC 9000 - 9999
| MCC | Description |
|---|---|
| 9211 | Court Costs - Includes Alimony & Child Support |
| 9222 | Fines |
| 9223 | Bail & Bond Payments |
| 9311 | Taxes |
| 9399 | Misc Government Services |
| 9402 | Postal Services - Government Use Only |
| 9405 | Intra-Government Purchases - Government Use Only |
| 9700 | Visa Automated Referrals |
| 9701 | Visa Credential Server |
| 9702 | GCAS Emergency Services - Visa Only |
| 9754 | Gambling - Horse & Dog Racing, State Lottery |
| 9950 | Intra-Company Purchases |
Updated over 2 years ago