Account transfers overview

How to do account transfers between one account and another (card-to-card), and between a Bond account and an external account.

The Bond platform supports internal and external fund transfers:

  • Internal transfers move funds from one Bond card account to another Bond card account, which we call a card-to-card transfer.
  • External transfers move funds between a Bond card account and an external bank account. Both external card-to-bank and bank-to-card transfer flows are supported and are facilitated by ACH.

Currently, only transfers in USD currency are supported.

Managing transfers

The Bond transfers API manages all fund transfers in and out of a card account. To initiate a fund transfer, make a POST request to the /transfers endpoint.

The type body parameter specifies whether the transfer is internal (card-to-card) or external (ach). Bond source and destination account IDs are also required parameters.

ACH transfers require extra body parameters.

Each transfer is represented by a unique transfer_id. You can view all transfers in and out of card accounts by executing a request to the `/transactions](ref:transactions) endpoint. See Transactions overview for more information.